Stalking the sports activity of the insured in exchange for reduction: the American tendency which raises question

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The insurance company John Hancock will offer all its customers discounts if they agree to share some data related to their business and diet.

We always wondered what was the real interest of fitness trackers. The answer is becoming clearer: to help insurers save money. The latest announcement from the American insurance company John Hancock shows moreover how these devices could be exploited. The group has just announced that he was going to propose to all his customers the option of tracking fitness that he began to develop in 2015.

Reductions against data

The operation of this option is simple to understand. Those who agree to share their activity data and insist on playing sports regularly receive various gifts: reduced fees, reductions in shops and hotels, refunds from trackers, etc. A proposal that in itself is not devoid of interest. But this mode of operation, quite invasive, raises a lot of questions.

As Quartz points outFor example, people with depression or physical difficulties may be at risk of being excluded or having to pay more than others. The other question that arises is the freedom left to the insured. As long as he wants to play, the situation is not a problem. But if this mode of operation were to become general, it would become more and more difficult for others to refuse to comply with the wishes of insurers. In the United States, more and more companies are trying to get their employees to accept the use of health trackers.

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